Consumer Privacy Statement
FACTS
WHAT DOES NOVARE DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you

how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number, address, phone number and credit history
• Account transactions and mortgage rates and payments
• Assets and insurance claim history

• Real property records, appraisals, escrow balances, and bank account numbers
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Novare chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information? Does Novare share? Can you limit this sharing?
For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO

For our marketing purposes—

to offer our products and services to you
YES NO
For joint marketing with other financial companies YES NO

For our affiliates’ everyday business purposes—

information about your transactions and experiences
YES NO

For our affiliates’ everyday business purposes—

information about your creditworthiness
YES YES
For our affiliates to market to you YES YES
For nonaffiliates to market to you NO We don't share


TO LIMIT OUR SHARING

Call (888) 373-8990

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

QUESTIONS

Call (888) 373-8990   

 


WHO WE ARE
Who is providing this notice?

• Novare National Settlement Service of Alabama, LLC
• Novare National Settlement Service, LLC
• Novare Settlement Holdings, LLC


What we do

How does Novare

protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Novare

collect my personal information?

We collect your personal information, for example, when you

• Apply for insurance or provide us your mortgage information
• Open an order for escrow or settlement services
• Pay us by check
• File an insurance claim

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 
Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your policy.


Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 

• Our affiliates include companies with a Novare name.

Nonaffiliates

Companies not related by common ownership control. They can be financial and nonfinancial companies.

 

• Nonaffiliates we share with can include envelope stuffers, fulfillment service providers, and financial service providers engaged in banking, consumer finance, securities and insurance

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

• Our joint marketing partners include companies engaged in banking, consumer finance, securities and insurance. 



Other important information

For Vermont Residents:  We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as (i) to process your transactions or to maintain your account, or (ii) with a financial institution with which we have a joint marketing agreement.    We will not share information about your creditworthiness with our affiliates except with your consent. 

 

For California Residents:  We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.    We will limit sharing among our affiliates to the extent required by California law. 
Our Partners