Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, “FNF,” “our,” or “we”) respect and are committed to protecting your privacy. This California Privacy Notice explains how we collect, use, and disclose Personal Information, when and to whom we disclose such information, and the rights you, as a California resident (“Consumer”), have regarding your Personal Information (“California Privacy Rights”). “Personal Information” means information that identifies, relates to, describes, and is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. If FNF has collected, used, or disclosed your Personal Information in relation to a job application or employment, independent contractor, officer, owner, or director relationship with FNF, FNF’s practices are discussed in our Notice at Collection for Prospective Employees, available at Prospective California Employees.
Some subsidiaries maintain separate California Privacy Notices or privacy statements. If a subsidiary has a separate California Privacy Notice, it will be available on the subsidiary’s website, and this California Privacy Notice does not apply.
Collection of categories of Personal Information:
In the preceding 12 months FNF has collected, and will continue to collect, the following categories of Personal Information from you:
- Identifiers such as name, address, telephone number, IP address, email address, account name, social security number, driver’s license number, state identification card, passport number, financial information, date of birth, or other similar identifiers
- Characteristics of protected classifications under California or Federal law
- Commercial information, including records of personal property, products or services purchased, or other purchasing or consuming histories
- Internet or other electronic network activity information including, but not limited to browsing history on FNF websites and information regarding a Consumer’s interaction with an FNF website
- Geolocation data
- Professional or employment information
- Education Information.
This Personal Information is collected from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with FNF, our affiliates, or others
- Information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities, or from internet service providers, data analytics providers, and social networks
- Information from the use of our websites and mobile applications
- Information we receive directly from you related to doing business with us.
This Personal Information is collected for the following business purposes:
- To provide products and services to you or in connection with a transaction involving you
- To perform a contract between FNF and the Consumer
- To improve our products and services
- To comply with legal obligations
- To protect against fraudulent or illegal activity
- To communicate with you about FNF or our affiliates
- To maintain an account with FNF or our affiliates
- To provide, support, personalize, and develop our websites, products, and services
- To directly market our products to consumers
- As described to you when collecting your Personal Information or as otherwise set forth in the California Consumer Privacy Act
Disclosures of Personal Information for a business purpose:
In the preceding 12 months FNF has disclosed, and will continue to disclose, the categories of Personal Information listed above for a business purpose. We may disclose Personal Information for a business purpose to the following categories of third parties:
- FNF affiliates and subsidiaries
- Non-affiliated third parties, with your prior consent
- Businesses in connection with the sale or other disposition of all or part of the FNF business and/or assets
- Service Providers and non-affiliated third parties such as internet service providers, data analytics providers, and social networks
- Law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order
Sale of Personal Information:
In the preceding 12 months, FNF has not sold or shared Personal Information. FNF does not sell or share Personal Information.
Retention Periods:
Due to the breadth and variety of data collected by FNF, it is not possible for us to provide you with a comprehensive list of timeframes during which we retain each category of Personal Information. FNF retains categories of information as reasonably necessary to satisfy the purpose for which we collect the information. This time period varies depending on the purpose for which we collected the information, the nature and frequency of our interactions and relationship with you, whether we have a legal basis to continue retaining the information, industry practices, the value and sensitivity of the information, and state and federal recordkeeping requirements.
Personal Information of minors:
FNF does not knowingly collect the Personal Information of minors. FNF does not sell or share the information of consumers under 16 years of age.
Sensitive Personal Information:
FNF does not use or disclose sensitive Personal Information for any purposes other than those specified in the California Consumer Privacy Act.
Right to know:
Consumers have a right to know about Personal Information collected, used, disclosed, shared, or sold, including the categories of such Personal Information, as well as the purpose for such collection, use, disclosure, sharing, or selling, categories of third parties to whom Personal Information is disclosed, shared or sold, and the specific pieces of Personal Information collected about the consumer. Consumers have the right to request FNF disclose what Personal Information it collected, used, and disclosed in the past 12 months, or since January 1, 2022.
Right to request deletion:
Consumers have a right to request the deletion of their Personal Information, subject to certain exceptions.
Right to Correct:
Consumers have the right to correct inaccurate Personal Information.
Right to non-discrimination:
Consumers have a right not to be discriminated against because of exercising their consumer privacy rights. We will not
discriminate against Consumers for exercising any of their California Privacy Rights.
Privacy Requests
To exercise any of your California Privacy Rights, or if acting an authorized agent on behalf of another individual,
please visit California Privacy Request, call us Toll Free at 888-413-1748, or write to the address at the end of this
notice.
Upon making a California Privacy Request, FNF will verify the consumer’s identity by requiring an account, loan, escrow
number, or other identifying information from the consumer.
The above-rights are subject to any applicable rights and obligations including both Federal and California exemptions
rendering FNF, or Personal Information collected by FNF, exempt from certain CCPA requirements.
A Consumer may use an Authorized Agent to submit any CCPA request. Authorized agents’ requests will be processed like any
other CCPA request, but FNF will also require the Consumer provide the agent written permission to make the request and
verify his or her identity with FNF.
FNF website services for mortgage loans:
Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer
information on behalf of mortgage loan servicers (the “Service Websites”). The Service Websites may contain links to both
this Privacy Notice and the mortgage loan servicer or lender’s privacy notice. The sections of this Privacy Notice describing
the categories, sources, and uses of your Personal Information do not apply to the Service Websites. The mortgage loan
servicer or lender’s privacy notice governs use, disclosure, and access to your Information. FNF does not share Information
collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or
lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process
or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public.
California Privacy Notice – Effective Date:
This California Privacy Notice was last updated on January 1, 2023.
Contact for more information:
For questions or concerns about FNF’s California Privacy Notice and privacy practices, or to exercise any of your
California Privacy Rights, please visit California Privacy, call Toll Free 888-413-1748, or contact us by mail at the below
address.
Fidelity National Financial, Inc
601 Riverside Avenue
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
