We review the documents from the past that have recorded on the subject parcel to prepare a Report or Commitment with a current effective date. We search back in time in title plants to the last time there was a Title Insurance Policy issued on that land.
This gives us the starting point with all the pertinent exceptions and encumbrances. This is also called a Starter. From this point in time we retrieve copies of all the documents that may have an effect on the title to the property that have recorded since the date of the Starter. These documents are examined and then a Report or Commitment is prepared based upon this search or examination.
